Stripe rejected you. PayPal froze you. Square ignored you.

Stop begging for permission to run your business.

Drop in your wallet address and start accepting credit cards, Apple Pay, and Google Pay in under 5 minutes. Your customers never touch crypto — funds simply settle to your wallet instantly as USDC/USDT. 100% approval. Zero chargebacks. 1% flat.

Live in under 5 minutes · No underwriting · No KYC · No waiting

What is ePayVista, and who is it for?

ePayVista is a payment gateway for online merchants that mainstream processors reject, freeze or price out — CBD and hemp, supplements and nutraceuticals, peptides, vape and smoke shop, kratom, adult-adjacent brands, forex education and licensed iGaming. Customers check out with a credit or debit card, Apple Pay or Google Pay exactly as they do today, and the merchant is paid out instantly in USDC or USDT to an account only the merchant controls. The fee is a flat 1% per transaction with no monthly fee, no rolling reserve and no chargebacks; setup takes about five minutes and there is no underwriting application.

Your customers pay how they always pay — they never need crypto

VisaMastercardAmerican Express Apple PayGoogle Pay

The product

Checkout your customers already understand.

A clean, hosted payment page under your store's name. Card-first, familiar, mobile-perfect — no wallets to install, no seed phrases, no crypto vocabulary anywhere in the flow.

  • Card-first by design. Apple Pay, Google Pay, and card sit at the top — one tap and they're done.
  • You get USDC/USDT. The conversion happens behind the scenes. The customer pays dollars; you settle on-chain in seconds.
pay.epayvista.com
The real checkout, recorded live — card, Apple Pay & direct crypto in under a minute.

New · MCP server

Let AI agents take payments for you.

Connect Claude — or any MCP client — to ePayVista and your assistant can quote a customer, create the hosted checkout link, and confirm when the money lands. No API key, no password: the agent identifies your account by the payout wallet you already use. Prefer clicks over chat? The Chrome extension creates the same payment links from any tab.

How it works

3 steps away from never worrying about payments again.

If you can copy and paste a wallet address, you have all the technical skills required.

STEP 01

Install the plugin

Download our WooCommerce plugin, upload it to your WordPress site, click activate.

⏱ ~60 seconds
STEP 02

Connect your wallet

Paste your USDC or USDT wallet address and click Connect. No KYC. No underwriting documents. Just your address.

⏱ ~2 minutes
STEP 03

Start accepting payments

You're live. Customers check out with card, Apple Pay, or Google Pay — they never see crypto. Funds route directly to your wallet.

⏱ Instant settlement

Why ePayVista

We eliminated the middleman so you keep your money.

0

Zero chargebacks. Ever.

Crypto transactions are mathematically irreversible. Once a customer pays, that money is yours. Fraudsters can't claw it back.

~3s

Instant settlement

Stop waiting 2–7 business days for payouts. Stop eating 10% rolling reserves. Funds hit your wallet the second the transaction completes.

1%

Flat fee. That's it.

High-risk processors routinely charge 5%, 8%, even 15% per swipe. We charge a flat 1%. You keep the margins you earned.

The brutal truth about processing

Two receipts. Same $1,000 sale.

On one order, the difference is $220. Run your real monthly volume through it.

FeatureePayVistaStripe / PayPalHigh-Risk Gateways
Transaction fees1% flat2.9% + 30¢5% – 15%
Chargebacks$0 — impossible$15 fee + lost funds$35–$50 fee + lost funds
Settlement speedInstant2 business daysWeekly + rolling reserve
Vertical approval100% — guaranteedLow-risk onlyStrict KYC / rejections

Non-custodial by design

Built so you don't have to trust us.

Every "merchant-friendly" processor asks for trust — then holds your money. We architected ourselves out of that position entirely.

// CUSTODY

We never hold your funds

Settlement pushes directly to a wallet you control. There is no ePayVista balance, no payout queue, and no "under review" state. We couldn't freeze your money if we wanted to.

CUSTODY: YOURS · FREEZE RISK: 0

// TRANSPARENCY

Every settlement is on-chain

Each payout is a public blockchain transaction you can independently verify — amount, destination, timestamp. No statements to reconcile, no trust required in our reporting.

VERIFY: ON-CHAIN · DISPUTES: N/A

// FINALITY

Settled means settled

Once a transaction confirms, it's final — for you and for fraudsters. No 180-day clawback window hanging over revenue you already earned and already spent.

REVERSALS: IMPOSSIBLE · FEE: 1% FLAT

From the founder

Built by a merchant,
not a bank.

The first store on ePayVista was mine. It still runs on it.

"I ran the same gauntlet you're running: frozen funds, sudden bans, offshore gateways taking 8% and vanishing. So I built my own rails. My store, MetroBud, settles on ePayVista today. Same checkout, same wallets, same 1%."

Joseph CoelloFounder, ePayVista
// LIVE TODAY

Real stores process real orders on ePayVista right now. Every settlement is a public on-chain transaction. Amount, timestamp, wallet: all public, all verifiable.

SETTLEMENTS: ON-CHAIN · VERIFY: YOURSELF

// FOUNDER SETUP

Email me and we'll grab 15 minutes. I'll install the plugin, connect your wallet, and run a live test payment. You watch it land before we hang up.

Email me

FAQ

Still have questions?

Everything you need to know before hitting download.

Is my vertical actually approved?
Yes. 100% of verticals are approved. Peptides, CBD, nutraceuticals, adult, forex, gambling—it doesn't matter. Because settlement happens on-chain, traditional banking restrictions do not apply to your account.
How do zero chargebacks work?
When a customer pays with regular money, the gateway immediately converts that payment into USDC/USDT and pushes it to your wallet address. Crypto transactions are immutable. The customer cannot reverse an on-chain transaction.
What platforms do you support?
WordPress (WooCommerce) is live today, listed on the WordPress.org plugin directory. Setup takes about 5 minutes, and you can start taking payments on any platform right now with a hosted payment link.
Do I need technical skills?
Absolutely not. If you can upload a zip file to WordPress and copy-paste a crypto wallet address, you have 100% of the required skills. Setup takes under 5 minutes.
Do my customers need to know anything about crypto?
No. Customers pay with credit card, Apple Pay, or Google Pay — whichever methods the checkout's payment providers support in their region. The conversion happens behind the scenes: your customer pays dollars and never creates a wallet or sees a coin. Crypto is purely how you get settled.
Can I get direct API access?
Yes, and it is free. Every account includes direct REST API and signed webhooks. Log in, open Developer, reveal your key. Build against the free sandbox first. Details on the API access page.
Is there a minimum order size?
Yes. $5 is the hard floor and anything below it is rejected. The card and wallets tile needs $5 too, and Ethereum needs $20 because of gas (Base and Polygon start at $5). Everything at $20 and up gets every rail.
When do I get paid?
Instantly. There is no payout schedule, no 2–7 business day wait, no weekly batch, no rolling reserve. The moment a payment confirms, funds are in your wallet as USDC/USDT — typically seconds after the customer checks out.

See all questions, including API access and settlement limits

Keep the whole sale,
starting with your next order.

The WordPress plugin is live right now — or skip the store entirely and send a hosted payment link. Connect your wallet and get paid in 5 minutes.

Every settlement is a public on-chain transaction. Don’t trust us. Verify us.

Run this under your own brand.

Agencies, CRMs and platforms white-label ePayVista, charge their merchants 1%, and keep the spread on every transaction. Your name, your domain, our rails.

See white-label pricing